Law Offices of Ronald I. Chorces
  • call Us Today
    New Clients: 860-935-6391

    Existing Clients: 860-563-3955
  • Home
  • Services
    • Bankruptcy Law
      • Chapter 7 Bankruptcy
      • Chapter 11 Bankruptcy
      • Chapter 13 Bankruptcy
      • Small Business Bankruptcy
      • Bankruptcy and Divorce
      • Bankruptcy FAQs
    • Non-Bankruptcy Options
      • Debt Relief
      • Debt Consolidation
    • Debt Relief Solutions
      • Credit Card Debt Relief
      • Student Loan Debt Relief
      • Medical Debt Relief
    • Discharged Taxes
    • Asset Protection
    • Preventing Home Foreclosure
      • Loan Modifications
      • Mediation Process
      • Waiting Time To Buy
      • Keeping Appliances
      • Selling Home Before
  • Reviews
  • Our Attorneys
    • Ronald I. Chorches
    • Martin Chorches
    • Marjorie Gruszkiewicz
  • Consultation
  • Articles
  • Contact Us
Free Consultation

Chapter 7 Filing Procedure

Home / Bankruptcy Services / Bankruptcy Law / Chapter 7 Bankruptcy Services / Chapter 7 Filing Procedure

Chapter 7 Filing ProcedureChapter 7 bankruptcy is often called the fresh start option because it allows you to wipe out most or all of your unsecured debt, including medical bills, credit card bills and utility bills. Compared to other types of bankruptcy, the process can be done relatively quickly. With Chapter 7 bankruptcy, you can eliminate most of your unsecured debt in roughly three to four months. It offers individuals immediate relief from creditors. 

There are several protections that are triggered when you file for bankruptcy. The minute a Chapter 7 is filed, an “automatic stay” goes into effect. When you file for bankruptcy, creditors are prohibited from continuing with their collections efforts, so you don’t have to endure harassment or any form of communication from them. This means that no creditor can call you, they cannot write to you and they cannot sue you. If a lawsuit is already pending against you, it is stopped upon your bankruptcy filing. The filing of a bankruptcy procedure will immediately stop collection calls and collection actions against you, and will terminate wage garnishments. If you are going through any of these scenarios, Chapter 7 may be the best option for you. Discuss your particular situation with a lawyer and they can go over the eligibility requirements with you.

Chapter 7 Bankruptcy Filing Procedure

The Chapter 7 filing procedure includes gathering the proper documentation and filing them with the bankruptcy court.

We have been helping clients through the Chapter 7 filing process for more than 20 years. As one of the few Connecticut Chapter 7 trustees, Attorney Ronald Chorches can help you with both ends of the filing procedure. Moreover, he will facilitate the process for you.

We will help you gather and organize the documentation you need including your income, debts, expenses and property. Furthermore, we’ll prepare you for the bankruptcy 341 hearing – also known as the meeting of the creditors.

Once you’ve decided to declare bankruptcy, you’ll be advised as to how to obtain the best possible outcome in your case. We’ll advise how to get all your eligible debts discharged so that you can have a fresh financial start.

Get In Touch With Us

For a free, confidential consultation regarding Chapter 7 bankruptcy or its alternatives, please contact us online or call The Law Offices of Ronald I. Chorches at 860-563-3955.

Contact Us Today

Get your free case review within 24 hours. All Fields Required.




    Client Review

    “My wife and I came into see Ronald Chorches during the COVID 19 pandemic. He was attentive to our needs, understanding, and determined to ensure that our family would be able to overcome this adversity. From my family to yours, THANK YOU RON!.”
    Alex K.
    Client Review

    Office Locations

    Wethersfield Office

    82 Wolcott Hill Rd., Wethersfield, CT 06109

    860-563-3955


    New Haven Office

    261 Bradley Street, Second Floor, New Haven, CT 06510

    203-494-1700


    Waterbury Office

    21 West Main Street, Waterbury, CT 06702

    203-494-1700


    Winsted Office

    487 North Main Street, Winsted, CT 06098

    860-379-5962

    Also Serving Bridgeport CT, Hartford CT, Manchester CT, and all of Connecticut

    Resources
    • Asset Protection Lawyer New Haven, CT
    • Asset Protection Lawyer Wethersfield, CT
    • Bankruptcy Lawyer Manchester, CT
    • Bankruptcy Lawyer Waterbury, CT
    • Chapter 7 Bankruptcy Lawyer Waterbury, CT
    • Foreclosure Defense Hartford CT
    • Foreclosure Lawyer Waterbury CT
    • Foreclosure Lawyer New Haven CT
    • Mortgage Modification Lawyer New Haven, CT
    • Small Business Bankruptcy Lawyer New Haven, CT
    • Tax Debt Lawyer Hartford, CT
    • Foreclosure Lawyer Hartford CT
    Contact Info

    New Clients: 860-935-6391
    Existing Clients: 860-563-3955
    Fax: 860-513-1577

    Our Attorneys
    • Ronald I. Chorches
    • Martin Chorches
    • Marjorie Gruszkiewicz
    Hours of Operations
    • Monday: 9:00am – 5:00pm
    • Tuesday: 9:00am – 5:00pm
    • Wednesday: 9:00am – 5:00pm
    • Thursday: 9:00am – 5:00pm
    • Friday: 9:00am – 5:00pm
    • Saturday: Closed
    • Sunday: Closed
    Contact Us




      • Home
      • Blog

      Copyright Chorches Bankruptcy Law © 2023. All Rights Reserved | Sitemap

      • Home
      • Services
        • Bankruptcy Law
          • Chapter 7 Bankruptcy
          • Chapter 11 Bankruptcy
          • Chapter 13 Bankruptcy
          • Small Business Bankruptcy
          • Bankruptcy and Divorce
          • Bankruptcy FAQs
        • Non-Bankruptcy Options
          • Debt Relief
          • Debt Consolidation
        • Debt Relief Solutions
          • Credit Card Debt Relief
          • Student Loan Debt Relief
          • Medical Debt Relief
        • Discharged Taxes
        • Asset Protection
        • Preventing Home Foreclosure
          • Loan Modifications
          • Mediation Process
          • Waiting Time To Buy
          • Keeping Appliances
          • Selling Home Before
      • Reviews
      • Our Attorneys
        • Ronald I. Chorches
        • Martin Chorches
        • Marjorie Gruszkiewicz
      • Consultation
      • Articles
      • Contact Us