The Law Offices of Ronald I. Chorches will help you with avoiding wage garnishment.
Once a creditor has obtained a judgment against you for debts owed, they may pursue wage garnishment to recover any money owed. Under state law, collectors can garnish up to 25 percent of your wages. Having your wages garnished can create a grueling and tight financial situation even worse. At The Law Offices of Ronald I. Chorches, our attorneys can help you protect your income with various options for debt relief.
Stop Wage Garnishment With Bankruptcy
The most efficient way to prevent or stop a wage garnishment ruling is by filing bankruptcy. Chapter 7 allows you to liquidate money owed and start over completely, while Chapter 13 allows you to consolidate debt and make one affordable monthly payment. Filing for bankruptcy is useful in ceasing wage garnishment if you:
- Fall behind on credit card or loan payments
- owe income taxes
- need to pay child support
- default on student loans
Our lawyers can help you determine the best avenue for your situation.
- Asset Protection
- The Automatic Stay
- Stopping Repossession
- Stop Creditor Harassment & Collection Calls
Other Options To Avoid Garnishment
Although declaring bankruptcy can successfully stem wage garnishment, in many cases, it is not the only option. Based on your unique circumstances and obligations, you may be able to keep more of your paycheck with other various debt relief alternatives. With more than 20 years of experience helping people find solvency, we are able to comprehensively evaluate your situation and identify the best route to financial freedom.
Get In Touch With Us
Do not let creditors take over your life. We will help you with avoiding wage garnishment by starting with a free case evaluation. You can call us by phone at 860-563-3955 or visit our consultation page to set up a free consultation with us.