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Chapter 7 Bankruptcy Lawyer New Haven, CT

Home / Chapter 7 Bankruptcy Lawyer New Haven, CT

Chapter 7 Bankruptcy Lawyer New Haven, CT Chapter 7 Bankruptcy Lawyer New Haven, CT

A chapter 7 Bankruptcy Lawyer New Haven, CT residents can depend on from the Law Offices of Ronald I. Chorches knows that filing for Chapter 7 bankruptcy can change the course of a person’s life and finances for the better. Bankruptcy is a decision that must not be taken lightly, and should only be made after seeing guidance from a reputable lawyer. It can prove to be a valuable resource for people who have so much debt that they are unable to meet the minimum monthly payment requirements. If this sounds like something you or a loved one is going through, call us as soon as possible for immediate counsel. 

Who Can File For Chapter 7 Bankruptcy

A person’s eligibility for filing Chapter 7 bankruptcy will be decided based on a “means test”, which determines whether someone is suitable for bankruptcy based on their circumstances. The means test is calculated by comparing the average income for the most recent six months to the average income for households of similar size in that person’s state of residence. If the income is less than or equal to median income for the state, the debtor passes this means test and is approved to file for Chapter 7 Bankruptcy.

If the debtor’s income is more than the median, then a second calculation will be done. If the disposable income leaves that person with not enough money to pay a meaningful amount towards debts, then they pass the second part of the test. Your foreclosure lawyer New Haven, CT residents trust can assess your individual situation and inform you about your eligibility and steps to take next. 

How to File Your Application

A member of our legal team can walk you through the steps in filing your Chapter 7 bankruptcy documentation. The process begins after you file your official petition and statement of affairs, which lists your debts, assets, and some financial history. The application is the most important, and yet time-consuming, step in filing for bankruptcy. You must list the entirety of your debts, even if it isn’t dischargeable or you intend to have the debt reaffirmed. Your schedules must also include property, the debts secured by the property, and property sale value. Your property can entail your home, possessions, and assets that are not just real estate.

Call Our Law Offices Today

If you are thinking about possibly filing for bankruptcy, then it is in your best interest to speak with a lawyer who has knowledge in the area of law. It is imperative that you don’t just walk into any law office and ask for assistance, as not every lawyer understands the nuances of filing for bankruptcy. To learn more, please call a chapter 7 Bankruptcy Lawyer in New Haven, Connecticut from the Law Offices of Ronald I. Chorches at your next earliest convenience. 

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    Client Review

    “My wife and I came into see Ronald Chorches during the COVID 19 pandemic. He was attentive to our needs, understanding, and determined to ensure that our family would be able to overcome this adversity. From my family to yours, THANK YOU RON!.”
    Alex K.
    Client Review

    Office Locations

    Wethersfield Office

    82 Wolcott Hill Rd., Wethersfield, CT 06109

    860-563-3955


    New Haven Office

    261 Bradley Street, Second Floor, New Haven, CT 06510

    203-494-1700


    Waterbury Office

    21 West Main Street, Waterbury, CT 06702

    203-494-1700


    Winsted Office

    487 North Main Street, Winsted, CT 06098

    860-379-5962

    Also Serving Bridgeport CT, Hartford CT, Manchester CT, and all of Connecticut

    Resources
    • Asset Protection Lawyer New Haven, CT
    • Asset Protection Lawyer Wethersfield, CT
    • Bankruptcy Lawyer Manchester, CT
    • Bankruptcy Lawyer Waterbury, CT
    • Chapter 7 Bankruptcy Lawyer Waterbury, CT
    • Foreclosure Defense Hartford, CT
    • Foreclosure Lawyer Waterbury, CT
    • Foreclosure Lawyer New Haven, CT
    • Mortgage Modification Lawyer New Haven, CT
    • Small Business Bankruptcy Lawyer New Haven, CT
    • Tax Debt Lawyer Hartford, CT
    • Foreclosure Lawyer Hartford, CT
    Contact Info

    New Clients: 860-935-6391
    Existing Clients: 860-563-3955
    Fax: 860-513-1577

    Our Attorneys
    • Ronald I. Chorches
    • Martin Chorches
    • Marjorie Gruszkiewicz
    Hours of Operations
    • Monday: 9:00am – 5:00pm
    • Tuesday: 9:00am – 5:00pm
    • Wednesday: 9:00am – 5:00pm
    • Thursday: 9:00am – 5:00pm
    • Friday: 9:00am – 5:00pm
    • Saturday: Closed
    • Sunday: Closed
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      • Home
      • Services
        • Bankruptcy Law
          • Chapter 7 Bankruptcy
          • Chapter 11 Bankruptcy
          • Chapter 13 Bankruptcy
          • Small Business Bankruptcy
          • Bankruptcy and Divorce
          • Bankruptcy FAQs
        • Non-Bankruptcy Options
          • Debt Relief
          • Debt Consolidation
        • Debt Relief Solutions
          • Credit Card Debt Relief
          • Student Loan Debt Relief
          • Medical Debt Relief
        • Discharged Taxes
        • Asset Protection
        • Preventing Home Foreclosure
          • Loan Modifications
          • Mediation Process
          • Waiting Time To Buy
          • Keeping Appliances
          • Selling Home Before
      • Reviews
      • Our Attorneys
        • Ronald I. Chorches
        • Martin Chorches
        • Marjorie Gruszkiewicz
      • Consultation
      • Articles
      • Contact Us