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Debt Consolidation Lawyer Waterbury, CT

Home / Debt Consolidation Lawyer Waterbury, CT

Debt Consolidation Lawyer Waterbury, CT Debt Consolidation Lawyer Waterbury, CT

At the Law Offices of Ronald I. Chorches, a debt consolidation lawyer Waterbury, CT residents trust is familiar with handling people’s finances. In debt consolidation, what happens is you combine yoru unsecured debts and then pay it off slowly through monthly payments. The entity handling your consolidation will take the payment and disperse it between creditors. Essentially, a lender gives you a new loan that pays off the old loans and then you submit one monthly payment to that new lender. The new loan will have interest, so you will have to pay the total of your past debts plus interest.

This may sound appealing to many people, however, it is important to be wary of what company you choose to handle your consolidation. There may be high interest rates and penalties added in, making your total debt significantly higher than if you dealt with each old debt individually. When choosing the right consolidation plan for you, it helps to have a lawyer review the fine print first. 

What To Look For

Be forewarned that some companies for debt consolidation are not lenders. So they will not give you a brand new loan that covers old debts, instead they collect a monthly payment from you and then keep a percentage for themselves. Such programs can surge people into further debt and hurt their credit. Be sure to only go to a lending institution that is accredited and reputable in debt consolidation. 

A bankruptcy lawyer Waterbury, CT community members rely on from the Law Offices of Ronald I. Chorches may recommend debt consolidation if a person carries debt that has high interest rates, and the loan from an accredited lender will be able to provide a lower interest rate and reasonable monthly payment. In this scenario, it may be a great solution to do the debt consolidation. 

How We Can Help 

You may be asking yourself how a lawyer can help you in your debt consolidation. Well, we can negotiate the pay-off total for each creditor you have. We also can negotiate to have your high interest rates removed, the compound interest accumulated over time eradicated, and late fees or over limit penalties erased. As you can imagine, it can surely help your case if you have a legal professional to oversee your debt consolidation. Trust us when we say that these companies are not out for your best interest, and we will make sure the consolidation is going to impact you positively in the long run. 

The Law Offices of Ronald I. Chorches

We understand that you may have debt looming over you on a daily basis. You may feel pressure to pay your debts off, but with interest rates and other penalties you are struggling to keep up. If you are in need of advice regarding consolidating your debts, don’t hesitate to call the Law Offices of Ronald I Chorches for help from a Conneticut debt consolidation lawyer in Waterbury right away! 

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    Client Review

    “My wife and I came into see Ronald Chorches during the COVID 19 pandemic. He was attentive to our needs, understanding, and determined to ensure that our family would be able to overcome this adversity. From my family to yours, THANK YOU RON!.”
    Alex K.
    Client Review

    Office Locations

    Wethersfield Office

    82 Wolcott Hill Rd., Wethersfield, CT 06109

    860-563-3955


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    261 Bradley Street, Second Floor, New Haven, CT 06510

    203-494-1700


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    21 West Main Street, Waterbury, CT 06702

    203-494-1700


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    487 North Main Street, Winsted, CT 06098

    860-379-5962

    Also Serving Bridgeport CT, Hartford CT, Manchester CT, and all of Connecticut

    Resources
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    • Foreclosure Lawyer Waterbury, CT
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    • Mortgage Modification Lawyer New Haven, CT
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    • Tax Debt Lawyer Hartford, CT
    • Foreclosure Lawyer Hartford, CT
    Contact Info

    New Clients: 860-935-6391
    Existing Clients: 860-563-3955
    Fax: 860-513-1577

    Our Attorneys
    • Ronald I. Chorches
    • Martin Chorches
    • Marjorie Gruszkiewicz
    Hours of Operations
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      • Home
      • Services
        • Bankruptcy Law
          • Chapter 7 Bankruptcy
          • Chapter 11 Bankruptcy
          • Chapter 13 Bankruptcy
          • Small Business Bankruptcy
          • Bankruptcy and Divorce
          • Bankruptcy FAQs
        • Non-Bankruptcy Options
          • Debt Relief
          • Debt Consolidation
        • Debt Relief Solutions
          • Credit Card Debt Relief
          • Student Loan Debt Relief
          • Medical Debt Relief
        • Discharged Taxes
        • Asset Protection
        • Preventing Home Foreclosure
          • Loan Modifications
          • Mediation Process
          • Waiting Time To Buy
          • Keeping Appliances
          • Selling Home Before
      • Reviews
      • Our Attorneys
        • Ronald I. Chorches
        • Martin Chorches
        • Marjorie Gruszkiewicz
      • Consultation
      • Articles
      • Contact Us