Law Offices of Ronald I. Chorces
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Can Only One Spouse Or Both Spouses File A Bankruptcy Petition?

Home / Can Only One Spouse Or Both Spouses File A Bankruptcy Petition?

Whether you and your spouse realize you are unable to afford your mortgage or you start to fall behind on credit card payments, you may wonder about the potential of using a bankruptcy declaration to eliminate debt. Although it is not mandatory for both you and your spouse to file, in some situations, it may be beneficial to do so.

At The Law Offices of Ronald I. Chorches, our lawyers give your family the information you need to move forward with the best option possible.

What If My Spouse And I Both File?

If you are married and you file for bankruptcy by yourself, your spouse will still be liable for any shared debts. Additionally, the decision may be reflected on your spouse’s credit report. If you and your spouse both file, on the other hand, you may be entitled to greater bankruptcy exemptions for property, including:

  • Residential Property
  • Health and life insurance
  • Disability benefits
  • Pensions
  • Personal preperty
  • Public benefits

The best option for filing will depend on your individual circumstances. Before making any decisions, you should schedule a free consultation with one of our bankruptcy attorneys to review your options.

Solving Your Financial Puzzle

No matter what kinds of financial hurdles stand in the way of you and your spouse, there is always more than one way to clear them. If filing for Chapter 7 or Chapter 13 is the most effective path to a debt-free life, our attorneys provide you with comprehensive bankruptcy information. If other alternatives are available, we help you choose the option that best meets your needs and goals.

Get In Touch With Us

Trust our dedicated law firm to help you take back control and move forward with clarity, even in the murkiest of cases. For a free case evaluation, call us at 860-563-3955 or reach us online.

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    Client Review

    “My wife and I came into see Ronald Chorches during the COVID 19 pandemic. He was attentive to our needs, understanding, and determined to ensure that our family would be able to overcome this adversity. From my family to yours, THANK YOU RON!.”
    Alex K.
    Client Review

    Office Locations

    Wethersfield Office

    82 Wolcott Hill Rd., Wethersfield, CT 06109

    860-563-3955


    New Haven Office

    261 Bradley Street, Second Floor, New Haven, CT 06510

    203-494-1700


    Waterbury Office

    21 West Main Street, Waterbury, CT 06702

    203-494-1700


    Winsted Office

    487 North Main Street, Winsted, CT 06098

    860-379-5962

    Also Serving Bridgeport CT, Hartford CT, Manchester CT, and all of Connecticut

    Resources
    • Asset Protection Lawyer New Haven, CT
    • Asset Protection Lawyer Wethersfield, CT
    • Bankruptcy Lawyer Manchester, CT
    • Bankruptcy Lawyer Waterbury, CT
    • Chapter 7 Bankruptcy Lawyer Waterbury, CT
    • Foreclosure Defense Hartford, CT
    • Foreclosure Lawyer Waterbury, CT
    • Foreclosure Lawyer New Haven, CT
    • Mortgage Modification Lawyer New Haven, CT
    • Small Business Bankruptcy Lawyer New Haven, CT
    • Tax Debt Lawyer Hartford, CT
    • Foreclosure Lawyer Hartford, CT
    Contact Info

    New Clients: 860-935-6391
    Existing Clients: 860-563-3955
    Fax: 860-513-1577

    Our Attorneys
    • Ronald I. Chorches
    • Martin Chorches
    • Marjorie Gruszkiewicz
    Hours of Operations
    • Monday: 9:00am – 5:00pm
    • Tuesday: 9:00am – 5:00pm
    • Wednesday: 9:00am – 5:00pm
    • Thursday: 9:00am – 5:00pm
    • Friday: 9:00am – 5:00pm
    • Saturday: Closed
    • Sunday: Closed
    Contact Us




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      • Home
      • Services
        • Bankruptcy Law
          • Chapter 7 Bankruptcy
          • Chapter 11 Bankruptcy
          • Chapter 13 Bankruptcy
          • Small Business Bankruptcy
          • Bankruptcy and Divorce
          • Bankruptcy FAQs
        • Non-Bankruptcy Options
          • Debt Relief
          • Debt Consolidation
        • Debt Relief Solutions
          • Credit Card Debt Relief
          • Student Loan Debt Relief
          • Medical Debt Relief
        • Discharged Taxes
        • Asset Protection
        • Preventing Home Foreclosure
          • Loan Modifications
          • Mediation Process
          • Waiting Time To Buy
          • Keeping Appliances
          • Selling Home Before
      • Reviews
      • Our Attorneys
        • Ronald I. Chorches
        • Martin Chorches
        • Marjorie Gruszkiewicz
      • Consultation
      • Articles
      • Contact Us