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Chapter 7 Bankruptcy Services

Home / Bankruptcy Services / Bankruptcy Law / Chapter 7 Bankruptcy Services

Chapter 7 Bankruptcy Attorney Connecticut

Chapter 7 Bankruptcy Attorney Hartford and New Haven CT

At The Law Offices of Ronald I. Chorches, you can expect to receive trusted legal advice so that you can go through your bankruptcy with ease. We can give you the information and insight that you need so that you have a complete understanding of how bankruptcy works and what to expect. We provide chapter 7 legal assistance to people in Hartford and New Haven who are considering filing bankruptcy. Finding ways to solve your debt issue can be a struggle. Deciding whether bankruptcy is the right choice for you is not always simple, so we are here to support you during this challenging time.  If you are facing a legal action because of your increasing debts, read on to find out more about how chapter 7 will help you get back on track.

Get A Fresh Start with Chapter 7 Bankruptcy Services

Chapter 7 bankruptcy is often called the fresh start option because it allows you to wipe out most or all of your unsecured debt, including medical bills, credit card bills and utility bills. Compared to other types of bankruptcy, the process can be done relatively quickly. With Chapter 7 bankruptcy, you can eliminate most of your unsecured debt in roughly three to four months. It offers individuals immediate relief from creditors. 

There are several protections that are triggered when you file for bankruptcy. The minute a Chapter 7 is filed, an “automatic stay” goes into effect. When you file for bankruptcy, creditors are prohibited from continuing with their collections efforts, so you don’t have to endure harassment or any form of communication from them. This means that no creditor can call you, they cannot write to you and they cannot sue you. If a lawsuit is already pending against you, it is stopped upon your bankruptcy filing. The filing of a bankruptcy procedure will immediately stop collection calls and collection actions against you, and will terminate wage garnishments. If you are going through any of these scenarios, Chapter 7 may be the best option for you. Discuss your particular situation with a lawyer and they can go over the eligibility requirements with you. 

Read more about Chapter 7 bankruptcy below:

  • Chapter 7 Eligibility Requirements
  • Chapter 7 Filing Process
  • Chapter 7 Exemptions

Any violations of your rights by a creditor are violations of federal law and are taken very seriously. These violations of the Automatic Stay provision or discharge provision under the United States Bankruptcy Code may provide you with legal rights against the creditor and allow you to collect money damages against any creditor attempting to collect its debts subsequent to the filing of your bankruptcy petition. If you suspect or notice any kind of violation against your rights made by creditors looking to collect their debt, contact a bankruptcy lawyer right away for legal advice. 

Is Chapter 7 Bankruptcy Right For You?

Bankruptcy is just one of several solutions to seek debt relief. It may be tough to determine if it is the most appropriate answer to your particular debt problem, especially if you have multiple types of debt or are facing unique circumstances. Our attorneys will help you along every step of the process in helping you decide if chapter 7 is your best choice for preparing your filing. Even if you are learning towards a certain option, meeting with a bankruptcy lawyer first before you make a final decision is recommended so that you can obtain a better sense of your situation. Because there are eligibility requirements for Chapter 7 bankruptcy, we can also discuss your other options should you not qualify based on the means test.

There are many benefits of filing for Chapter 7 bankruptcy. Chapter 7 bankruptcy may allow you to:

  • Eliminate your credit card bills
  • Eliminate your medical bills, judgments, car loan and real estate deficiencies
  • Discharge tax debt
  • Prevent home foreclosure
  • Stop lawsuits
  • End harassment by creditors
  • Wake up to a day free from debt

Take Back Control of Your Financial Future

Contrary to what many people believe, bankruptcy is not a reflection of your moral or personal failure. An accident or change in employment are common factors that can result in someone filing for bankruptcy. Though bankruptcy is a reasonable solution, some people avoid it because of the stigma. Don’t rule out bankruptcy because it may be the best form of debt relief for you.  

It can be daunting to even think about how you will pay off your debt. The good news is that you do not have to tackle your problem alone. Making the first call to set up a consultation can be intimidating, but once you do, you will not regret it. Meeting with an experienced and effective bankruptcy lawyer can make you feel less stressed about your financial struggle because we will guide you through every part of the process. With our diverse experience and skills, we can develop a plan to get you the urgent relief you need. It is possible for you to restore your financial situation with the help from a qualified bankruptcy lawyer at The Law Offices of Ronald I. Chorches.

Get In Touch With Us

Allow us to assist you so that you can discover the solution that will get you back on track towards a financial fresh start. For a free, confidential consultation on Chapter 7 and other bankruptcy options, please contact us at The Law Offices of Ronald I. Chorches either online or call The Law Offices of Ronald I. Chorches at 860-563-3955.

 

Practice Areas
  • Bankruptcy Law
    • Chapter 7 Bankruptcy Services
    • Chapter 11 Bankruptcy Services
    • Chapter 13 Bankruptcy Services
    • Small Business Bankruptcy
    • Bankruptcy and Divorce
    • Common Bankruptcy FAQs
  • Non-Bankruptcy Alternatives
    • Debt Relief
    • Debt Consolidation
  • Debt Relief Solutions
    • Credit Card Debt Relief
    • Student Loan Debt Relief
    • Medical Debt Relief
  • Discharged Taxes
  • Asset Protection
  • Preventing Home Foreclosure
    • Loan Modifications
    • Mediation Process
    • Waiting Time To Buy
    • Keeping Appliances
    • Selling Your Home Before Foreclosure
Contact Us Today

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    Client Review

    “Most experienced attorney my husband and I have ever worked with. He immediately knew what to do and clearly explained our options to us. Very honest and well trusted. He’s assisted my family over the years with several different matters.”
    Evelyn G.
    Client Review

    Office Locations

    Wethersfield Office

    82 Wolcott Hill Rd., Wethersfield, CT 06109

    860-563-3955


    New Haven Office

    261 Bradley Street, Second Floor, New Haven, CT 06510

    203-494-1700


    Waterbury Office

    21 West Main Street, Waterbury, CT 06702

    203-494-1700


    Winsted Office

    487 North Main Street, Winsted, CT 06098

    860-379-5962

    Also Serving Bridgeport CT, Hartford CT, Manchester CT, and all of Connecticut

    Resources
    • Asset Protection Lawyer New Haven, CT
    • Asset Protection Lawyer Wethersfield, CT
    • Bankruptcy Lawyer Manchester, CT
    • Bankruptcy Lawyer Waterbury, CT
    • Chapter 7 Bankruptcy Lawyer Waterbury, CT
    • Foreclosure Defense Hartford, CT
    • Foreclosure Lawyer Waterbury, CT
    • Foreclosure Lawyer New Haven, CT
    • Mortgage Modification Lawyer New Haven, CT
    • Small Business Bankruptcy Lawyer New Haven, CT
    • Tax Debt Lawyer Hartford, CT
    • Foreclosure Lawyer Hartford, CT
    Contact Info

    New Clients: 860-935-6391
    Existing Clients: 860-563-3955
    Fax: 860-513-1577

    Our Attorneys
    • Ronald I. Chorches
    • Martin Chorches
    • Marjorie Gruszkiewicz
    Hours of Operations
    • Monday: 9:00am – 5:00pm
    • Tuesday: 9:00am – 5:00pm
    • Wednesday: 9:00am – 5:00pm
    • Thursday: 9:00am – 5:00pm
    • Friday: 9:00am – 5:00pm
    • Saturday: Closed
    • Sunday: Closed
    Contact Us




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      • Home
      • Services
        • Bankruptcy Law
          • Chapter 7 Bankruptcy
          • Chapter 11 Bankruptcy
          • Chapter 13 Bankruptcy
          • Small Business Bankruptcy
          • Bankruptcy and Divorce
          • Bankruptcy FAQs
        • Non-Bankruptcy Options
          • Debt Relief
          • Debt Consolidation
        • Debt Relief Solutions
          • Credit Card Debt Relief
          • Student Loan Debt Relief
          • Medical Debt Relief
        • Discharged Taxes
        • Asset Protection
        • Preventing Home Foreclosure
          • Loan Modifications
          • Mediation Process
          • Waiting Time To Buy
          • Keeping Appliances
          • Selling Home Before
      • Reviews
      • Our Attorneys
        • Ronald I. Chorches
        • Martin Chorches
        • Marjorie Gruszkiewicz
      • Consultation
      • Articles
      • Contact Us